Explore the essential principles of the Fair Debt Collection Practices Act (FDCPA) and, for debt collectors in California, the Rosenthal Fair Debt Collection Practices Act (RFDCPA) plus an overview of California's Senate Bill 1286 (SB 1286).
These acts are designed to protect consumers from abusive debt collection practices. This course provides a clear and comprehensive overview of the FDCPA, detailing what it is, how it governs debt collection practices, and what steps debt collectors must take to ensure compliance. Learners will gain practical insights into maintaining ethical and lawful debt collection standards while fostering trust and transparency with consumers.