Inspecting for & Filling Out the 4-Point Form

In this course you will learn about the Four Point form where you will learn how to examine four points of a building; the electrical system, the plumbing system, the heating system, and the roofing system.  Why do we need a 4-point form filled out? According to insurance underwriter actuaries, these four systems have been statistically expensive to repair or replace. There are statistics showing how the 4-point inspection has saved underwriters substantial dollar amounts. Why should we care? Well, because 80 percent of the population lives in a home that is more than 20-years-old, and if you don't live in one of these homes today, you will eventually as your house grows older. That said, the insurance industry is becoming more proactive when it comes to insuring a home against issues that will cost them money. The boundaries are getting tighter, and the deductibles are getting higher.